Cito Nidhi Swarna Lakshadhikari Recurring Deposit - Get 2gms & above 916 Gold Coin as Member Bonus along with RD Maturity    |   Welcome to Cito Nidhi Limited, a fast growing and trusted Quasi-Banking Mutual Benefit Organization    |   Earn high annualized yield of 14.16%* on the Cito-444 Fixed Deposit    |   Cito Nidhi Dhanavruddhi Deposit Scheme - CITO 444 Fixed Deposit    |   

“Hearty Welcome to our CITO NIDHI LIMITED”

CITO NIDHI LIMITED is a trusted financial Organization which was promoted and established by the Core Banking Professionals with 25+ Years of Banking Experience across all verticals. It’s a Quasi Banking Mutual Benefit Company with Co-Operative Principles registered under Section 406 of the Companies Act, 2013 (Section 620A of the Companies Act, 1956) with RBI Nidhi rules. It’s duly approved by the Govt. of India, Ministry of Corporate Affairs (MCA). A Nidhi is wholly or partially regulated by the RBI, and is enabled to issue directions to them in matters identifying with their deposit acknowledgment activities and Lending activities.

CITO Nidhi is established with a motive of promoting self sustenance and social empowerment of the poor and downtrodden families and holding the social responsibility of Financial Inclusion. Performing through Banking system, as a Nidhi We accept deposits from our members/shareholders to stimulate the mutual growth of our members through Trust and Responsibility within the stipulated norms issued by the RBI/Ministry of Corporate Affairs. The funds mobilized are utilized to a great extent for advancing of Gold Loans, Property Loans, Small Business Loans, SME Loans, Group Loans and Loans against approved Govt. Securities to its members. With the strong banking background & experience of the promoters, we believe that success of business comes from creativity and team work with techno banking initiatives. Regulatory and CIN (corporate identification Number) of our CITO NIDHI Ltd., is U67100AP2019PLC111283.

News and Events

Welcome to Cito Nidhi Limited, a fast growing trusted Quasi-Banking Mutual Benefit Organization
Important Announcement: The Government has announced premium revision of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY) with effect from 1st June 2022 for both Fresh and Renewals. PMJJBY Premium has been revised from Rs 330/- to Rs 436/- & PMSBY Premium has been revised from Rs 12/- to Rs 20/-. Premium revision is due to higher claims and there is no change in p resent sum insured. Please note the same.
Looking for Short term investment with high returns? Invest with Cito-444 FD and earn annualized returns of 14.16%*
Need Instant Cash? Pledge your idle Gold in Cito Nidhi and take Money instantly with Cito Nidhi Gold Loan Scheme. Get Rs 4000* per Gram with easy repayment options and with Part release facility
No Pension No Tension. Invest in Cito Nidhi MIS Gold Deposit Bond and get Rs 1000 as Monthly Income on 1.00 Lakh Deposit*
Cito Nidhi Swarna Lakshadhikari Recurring Deposit Scheme. Pay monthly Rs 2500 for 36 months and get maturity value of Rs 1.00 Lakh. Receive 2Gms 916 Gold Coin as Member Bonus*


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